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SIP Calculator - Calculate Returns on SIP Investment with dividend

SIP Calculator - Calculate Returns on SIP Investment with dividend. also compare with fd return. Compare with loan EMI. The SIP calculator helps you calculate the wealth gain and expected returns for your monthly SIP investment. SIP calculator is an online tool that calculates the return on your mutual fund investment through SIP, based on an estimated rate of return and the future.

Which is better Buy a flat house or SIP?

Buy a flat value of 40 lakhs and take loan of 30 lakhs you have pay EMI approx 28000 for 20 years. that flat available for rent at 12000. pay 12000 rent remaining amount 16000 SIP in different funds. they give good dividend after 20 years. down payment 10 lakhs you can buy a land plot for safe investment. After 20 years that flat house value is same as near 40 lakhs. If create SIP Then you gets as 40 lakhs dividend in 20 years and fund value is near 65 lakhs. Also invested fund give a 5 lakhs dividend every year after 20 years. Home loan EMI has a fixed interest rate that you have to pay on the borrowed amount, while SIP has a variable return rate that depends on the performance of the mutual fund scheme. While home loan EMI is a way for you to own a home, SIPs offer the potential for wealth creation. Also invest in direct mutual fund. Some Skim return CAGR 5% to 10% and also pay good dividend. List of fund given good dividend every year. Invest in various skim so your risk reduce and also get regularly dividend.

List of fund given good dividend every year.

Click here for Create your mutual fund account.


Home loan EMI vs SIP ?


Example for Flat / Apartments 40 lakhs.

Flat / Apartments Price : 40 lakhs
Home Loan Amount : 30 lakhs
Down Payment : 10 lakhs
EMI : 28000 Approx
Flat / Apartments Price after 20 year : 35 lakh to 45 lakh Approx

Example for SIP.

SIP Amount : 16000
Flat / Apartments Amount : 12000
Down Payment Invest in plot : 10 lakhs buy any plot or land this value increase after 20 year
Dividend Recives : 35 Lakh Approx in 20 Year
Investment Value : 60 Lakh Approx after 20 Year
Enter P.A. Percentage
Enter P.A. Percentage
Enter P.A. Percentage
No of Months. 120

This Approx value SIP Return various.

Month SIP Amount Total Investment FD Interest Fund Dividend Fund Value Installment different with Interest Installment different with Dividend
1.1600016000100100160001590015900
2.1600032000200200320661580015800
3.1600048000300301481991570015699
4.1600064000400402643991560015598
5.1600080000500504806671550015496
6.1600096000600606970031540015394
7.160001120007007081134071530015292
8.160001280008008111298791520015189
9.160001440009009151464201510015085
10.16000160000100010181630301500014982
11.16000176000110011231797091490014877
12.16000192000120012271964571480014773
2
MonthSIP AmountInvestment AmountFD InterestFund DividendFund ValueInstallment different with InterestInstallment different with Dividend
13.16000208000130013322132751470014668
14.16000224000140014382301631460014562
15.16000240000150015442471221450014456
16.16000256000160016502641511440014350
17.16000272000170017572812511430014243
18.16000288000180018652984221420014135
19.16000304000190019723156651410014028
20.16000320000200020813329801400013919
21.16000336000210021893503671390013811
22.16000352000220022983678261380013702
23.16000368000230024083853581370013592
24.16000384000240025184029631360013482
3
MonthSIP AmountInvestment AmountFD InterestFund DividendFund ValueInstallment different with InterestInstallment different with Dividend
25.16000400000250026294206421350013371
26.16000416000260027394383941340013261
27.16000432000270028514562201330013149
28.16000448000280029634741201320013037
29.16000464000290030754920951310012925
30.16000480000300031885101451300012812
31.16000496000310033015282701290012699
32.16000512000320034155464711280012585
33.16000528000330035295647471270012471
34.16000544000340036445831001260012356
35.16000560000350037596015291250012241
36.16000576000360038756200351240012125
4
MonthSIP AmountInvestment AmountFD InterestFund DividendFund ValueInstallment different with InterestInstallment different with Dividend
37.16000592000370039916386181230012009
38.16000608000380041076572781220011893
39.16000624000390042256760161210011775
40.16000640000400043426948321200011658
41.16000656000410044607137271190011540
42.16000672000420045797327001180011421
43.16000688000430046987517521170011302
44.16000704000440048187708841160011182
45.16000720000450049387900961150011062
46.16000736000460050588093881140010942
47.16000752000470051798287601130010821
48.16000768000480053018482131120010699
5
MonthSIP AmountInvestment AmountFD InterestFund DividendFund ValueInstallment different with InterestInstallment different with Dividend
49.16000784000490054238677471110010577
50.16000800000500055468873621100010454
51.16000816000510056699070591090010331
52.16000832000520057929268381080010208
53.16000848000530059169466991070010084
54.1600086400054006041966643106009959
55.1600088000055006166986670105009834
56.16000896000560062921006781104009708
57.16000912000570064181026975103009582
58.16000928000580065451047254102009455
59.16000944000590066721067617101009328
60.16000960000600068001088065100009200
6
MonthSIP AmountInvestment AmountFD InterestFund DividendFund ValueInstallment different with InterestInstallment different with Dividend
61.1600097600061006928110859899009072
62.1600099200062007057112921798008943
63.16000100800063007187114992297008813
64.16000102400064007316117071396008684
65.16000104000065007447119159095008553
66.16000105600066007578121255494008422
67.16000107200067007710123360693008290
68.16000108800068007842125474692008158
69.16000110400069007974127597491008026
70.16000112000070008108129729090007892
71.16000113600071008241131869589007759
72.16000115200072008376134018988007624
7
MonthSIP AmountInvestment AmountFD InterestFund DividendFund ValueInstallment different with InterestInstallment different with Dividend
73.16000116800073008511136177387007489
74.16000118400074008646138344786007354
75.16000120000075008782140521185007218
76.16000121600076008919142706684007081
77.16000123200077009056144901283006944
78.16000124800078009194147104982006806
79.16000126400079009332149317881006668
80.16000128000080009471151539980006529
81.16000129600081009610153771379006390
82.16000131200082009750156012078006250
83.16000132800083009891158262077006109
84.160001344000840010032160521476005968
8
MonthSIP AmountInvestment AmountFD InterestFund DividendFund ValueInstallment different with InterestInstallment different with Dividend
85.160001360000850010174162790275005826
86.160001376000860010316165068474005684
87.160001392000870010459167356173005541
88.160001408000880010603169653472005397
89.160001424000890010747171960271005253
90.160001440000900010892174276770005108
91.160001456000910011037176602869004963
92.160001472000920011183178938668004817
93.160001488000930011330181284167004670
94.160001504000940011477183639466004523
95.160001520000950011625186004565004375
96.160001536000960011773188379564004227
9
MonthSIP AmountInvestment AmountFD InterestFund DividendFund ValueInstallment different with InterestInstallment different with Dividend
97.160001552000970011922190764463004078
98.160001568000980012072193159262003928
99.160001584000990012222195564061003778
100.1600016000001000012373197978860003627
101.1600016160001010012525200403759003475
102.1600016320001020012677202838758003323
103.1600016480001030012830205283857003170
104.1600016640001040012983207739156003017
105.1600016800001050013137210204655002863
106.1600016960001060013292212680454002708
107.1600017120001070013447215166553002553
108.1600017280001080013603217663052002397
10
MonthSIP AmountInvestment AmountFD InterestFund DividendFund ValueInstallment different with InterestInstallment different with Dividend
109.1600017440001090013760220169951002240
110.1600017600001100013917222687250002083
111.1600017760001110014075225215049001925
112.1600017920001120014234227753348001766
113.1600018080001130014393230302247001607
114.1600018240001140014553232861746001447
115.1600018400001150014714235431945001286
116.1600018560001160014875238012844001125
117.160001872000117001503724060454300963
118.160001888000118001520024320704200800
119.160001904000119001536324582034100637
120.160001920000120001552724844454000473
11
MonthSIP AmountInvestment AmountFD InterestFund DividendFund ValueInstallment different with InterestInstallment different with Dividend
121.160001936000121001569225107963900308
122.160001952000122001585725372573800143
123.160001968000123001602325638283700-23
124.160001984000124001619025905103600-190
125.160002000000125001635826173033500-358
126.160002016000126001652626442083400-526
127.160002032000127001669526712253300-695
128.160002048000128001686426983553200-864
129.160002064000129001703427255983100-1034
130.160002080000130001720527529543000-1205
131.160002096000131001737727804242900-1377
132.160002112000132001755028080092800-1550
12
MonthSIP AmountInvestment AmountFD InterestFund DividendFund ValueInstallment different with InterestInstallment different with Dividend
133.160002128000133001772328357092700-1723
134.160002144000134001789728635242600-1897
135.160002160000135001807128914552500-2071
136.160002176000136001824629195022400-2246
137.160002192000137001842229476662300-2422
138.160002208000138001859929759472200-2599
139.160002224000139001877730043462100-2777
140.160002240000140001895530328642000-2955
141.160002256000141001913430615001900-3134
142.160002272000142001931430902561800-3314
143.160002288000143001949431191321700-3494
144.160002304000144001967531481281600-3675
13
MonthSIP AmountInvestment AmountFD InterestFund DividendFund ValueInstallment different with InterestInstallment different with Dividend
145.160002320000145001985731772451500-3857
146.160002336000146002004032064831400-4040
147.160002352000147002022432358431300-4224
148.160002368000148002040832653251200-4408
149.160002384000149002059332949301100-4593
150.160002400000150002077933246581000-4779
151.16000241600015100209653354510900-4965
152.16000243200015200211533384487800-5153
153.16000244800015300213413414589700-5341
154.16000246400015400215303444816600-5530
155.16000248000015500217193475169500-5719
156.16000249600015600219103505648400-5910
14
MonthSIP AmountInvestment AmountFD InterestFund DividendFund ValueInstallment different with InterestInstallment different with Dividend
157.16000251200015700221013536254300-6101
158.16000252800015800222933566988200-6293
159.16000254400015900224863597850100-6486
160.160002560000160002268036288410-6680
161.16000257600016100228743659961-100-6874
162.16000259200016200230703691210-200-7070
163.16000260800016300232663722590-300-7266
164.16000262400016400234633754100-400-7463
165.16000264000016500236603785742-500-7660
166.16000265600016600238593817515-600-7859
167.16000267200016700240583849421-700-8058
168.16000268800016800242593881460-800-8259
15
MonthSIP AmountInvestment AmountFD InterestFund DividendFund ValueInstallment different with InterestInstallment different with Dividend
169.16000270400016900244603913632-900-8460
170.16000272000017000246623945938-1000-8662
171.16000273600017100248643978379-1100-8864
172.16000275200017200250684010955-1200-9068
173.16000276800017300252724043667-1300-9272
174.16000278400017400254784076515-1400-9478
175.16000280000017500256844109500-1500-9684
176.16000281600017600258914142622-1600-9891
177.16000283200017700260994175882-1700-10099
178.16000284800017800263084209281-1800-10308
179.16000286400017900265174242819-1900-10517
180.16000288000018000267284276497-2000-10728
16
MonthSIP AmountInvestment AmountFD InterestFund DividendFund ValueInstallment different with InterestInstallment different with Dividend
181.16000289600018100269394310315-2100-10939
182.16000291200018200271514344274-2200-11151
183.16000292800018300273644378375-2300-11364
184.16000294400018400275784412618-2400-11578
185.16000296000018500277934447003-2500-11793
186.16000297600018600280094481532-2600-12009
187.16000299200018700282264516205-2700-12226
188.16000300800018800284434551022-2800-12443
189.16000302400018900286624585984-2900-12662
190.16000304000019000288814621092-3000-12881
191.16000305600019100291024656346-3100-13102
192.16000307200019200293234691747-3200-13323
17
MonthSIP AmountInvestment AmountFD InterestFund DividendFund ValueInstallment different with InterestInstallment different with Dividend
193.16000308800019300295454727295-3300-13545
194.16000310400019400297684762992-3400-13768
195.16000312000019500299924798837-3500-13992
196.16000313600019600302174834832-3600-14217
197.16000315200019700304434870977-3700-14443
198.16000316800019800306704907272-3800-14670
199.16000318400019900308984943718-3900-14898
200.16000320000020000311264980316-4000-15126
201.16000321600020100313565017067-4100-15356
202.16000323200020200315875053971-4200-15587
203.16000324800020300318185091029-4300-15818
204.16000326400020400320515128241-4400-16051
18
MonthSIP AmountInvestment AmountFD InterestFund DividendFund ValueInstallment different with InterestInstallment different with Dividend
205.16000328000020500322855165608-4500-16285
206.16000329600020600325195203131-4600-16519
207.16000331200020700327555240810-4700-16755
208.16000332800020800329915278646-4800-16991
209.16000334400020900332295316640-4900-17229
210.16000336000021000334675354792-5000-17467
211.16000337600021100337065393103-5100-17706
212.16000339200021200339475431574-5200-17947
213.16000340800021300341885470205-5300-18188
214.16000342400021400344315508997-5400-18431
215.16000344000021500346745547951-5500-18674
216.16000345600021600349195587067-5600-18919
19
MonthSIP AmountInvestment AmountFD InterestFund DividendFund ValueInstallment different with InterestInstallment different with Dividend
217.16000347200021700351645626346-5700-19164
218.16000348800021800354115665789-5800-19411
219.16000350400021900356585705396-5900-19658
220.16000352000022000359075745168-6000-19907
221.16000353600022100361565785106-6100-20156
222.16000355200022200364075825210-6200-20407
223.16000356800022300366595865481-6300-20659
224.16000358400022400369125905920-6400-20912
225.16000360000022500371655946528-6500-21165
226.16000361600022600374205987305-6600-21420
227.16000363200022700376766028252-6700-21676
228.16000364800022800379336069369-6800-21933
20
MonthSIP AmountInvestment AmountFD InterestFund DividendFund ValueInstallment different with InterestInstallment different with Dividend
229.16000366400022900381916110658-6900-22191
230.16000368000023000384506152119-7000-22450
231.16000369600023100387106193752-7100-22710
232.16000371200023200389726235559-7200-22972
233.16000372800023300392346277540-7300-23234
234.16000374400023400394986319696-7400-23498
235.16000376000023500397626362028-7500-23762
236.16000377600023600400286404536-7600-24028
237.16000379200023700402956447221-7700-24295
238.16000380800023800405636490084-7800-24563
239.16000382400023900408326533126-7900-24832
240.16000384000024000411026576347-8000-25102
MonthSIP AmountInvestment Total AmountTotal FD InterestTotal DividendFund Value
TotalSIP Amount3840000414567128920006576347